Our Team

Mortgage Broker / Director
Richard Kim
DIploma and Advanced Diploma of Financial Planning, Diploma of Finance and Mortgage Broking, Masters of Financial Planning
With over 10 years of experience in financial planning, I began my journey into mortgage broking after purchasing my first property. During that process, I experienced first-hand how difficult it can be to receive clear, unbiased advice. Many brokers are limited by their relationships with banks and commission structures, which can sometimes influence the options presented to clients. That experience motivated me to become a mortgage broker who does things differently.
I am committed to being 100% transparent and ensuring my clients have a clear understanding of all their available home loan options, not just the three options that most brokers are required to present. My goal is to provide honest guidance so you can make confident, informed decisions about one of the most important financial commitments of your life.
I offer personalised advice to help clients achieve their property goals, specialising in home loans, investment loans, refinancing, and assisting first-time buyers. With my background in financial planning, I bring a broader strategic perspective to lending, helping clients structure their loans in a way that supports their long-term financial objectives.
I guide clients through every step of the home ownership journey, helping them navigate the lending process and make the most of available government schemes so they can turn their property goals into reality.
Outside of work, I enjoy fishing, camping, and exploring Australia’s beautiful coastline.

Director
Stephane Belaicha
Diploma of Finance and Mortgage Broking
I developed a strong passion for property through my own experience purchasing and financing real estate, which gave me firsthand insight into the complexities of the home loan and property buying journey. That experience inspired me to move into mortgage broking, where I now help others navigate the process with greater clarity and confidence.
I take a client-focused approach to mortgage broking, working closely with each client to understand their goals and financial position. From there, I assist in identifying the most suitable lenders and loan structures to ensure the finance strategy supports both their immediate needs and long-term plans. I also guide clients throughout the broader property journey, helping them access the right professionals and resources to find the right property and make informed decisions.
Whether a client is purchasing their first home, upgrading, refinancing, or building an investment portfolio, my aim is to make the mortgage process smooth, transparent and stress-free while delivering the best possible outcome.
Outside of work, I enjoy sport, travelling and spending time exploring Australia’s beautiful beaches.

Contact
Opening Hours
Mon - Fri
8:30 am – 6:00 pm
Saturday
10:00 am – 2:00 pm
Sunday
10:00 am – 2:00 pm
