No, our services are paid by the Bank.

We’re paid by the lender after your loan settles. This doesn’t impact your interest rate—in fact, many of our clients end up saving money by having access to better options and negotiating power.

Absolutely not.

Your interest rate will be the same (or better) than if you went directly to the bank. We work for you—not the lender—to find the most competitive loan structure and rate available for your circumstances.

Typical time frames are varied.

Typical time frames depend on the lender and your documentation.

Pre-approval: 1–5 business days

Formal approval: 5–10 business days after application submission

We’ll keep everything moving and keep you updated every step of the way.

Yes!

We specialise in helping self-employed clients, professionals, and investors. Whether you run a business, have multiple income streams, or use a trust or company, we can guide you through lender policies and find a solution that fits.

Generally, yes—a deposit is required.

The exact amount depends on your goals and the type of loan. We’ll help you understand your borrowing power and deposit options, including government schemes or guarantor loans.

We assist with a wide range of lending solutions:

First home buyer loans

Investment property loans

Refinancing and debt consolidation

Construction loans

Loans under trust or company structures

Self-employed and low-doc loans

We don’t just show you one option!

We compare a wide range of lenders from major banks, second-tier lenders, and specialty providers. We’ll present you with a short list tailored to your goals, whether that’s buying your first home, investing, or refinancing.

Great question!

A bank can only offer their own products—we compare dozens of lenders to find the most suitable loan for your needs. Plus, we handle all the paperwork and negotiations, making the process simpler and less stressful for you.

We’d love to help.

Book your call via our Home and Contact pages or email us directly on info@loangevity.com.au